“It was fine. Danny tore apart the linen closet looking for a specific towel.”
 
 “He only likes to use the gray ones, not the blue ones.”
 
 “That’s stupid.”
 
 “I told you, a lot of things in my life are stupid. Did he pick everything up?”
 
 “No. I did.”
 
 “You should have made him do it, but thank you.”
 
 “Yeah...and I found something I wanted to talk to you about.”
 
 Crap! What did she find? Fuck! I feel myself start to sweat.
 
 “A life insurance policy,” she continues.
 
 Oh, that’s all?
 
 “Okay...?”
 
 “Why didn’t you tell me you’re paying for that? That’s stupid!”
 
 “You think a lot of things are stupid lately, Hayley.”
 
 “Because they are stupid. You’re not dying any time soon. It’s a waste of money.”
 
 “I’m not paying for it.”
 
 “Oh, so it’s free?”
 
 “No. When it was decided that both of you two would be moving in with me, Melissa bought a life insurance policy. Then if anything happened to me, you guys would be okay. I told you I wasn’t the favorite. She used all of her savings to protect you two. All of that money could have very well gone to her sister.”
 
 “Oh.”
 
 “Yeah.” I turn over completely and caress her cheek gently. “Can I do this?”
 
 “Yes.”
 
 I push her pretty red hair out of her face and look into her eyes.
 
 “Peter,” she says, “I’m having such a hard time.”
 
 “With?”
 
 “Quitting. I don’t know if I can do it. It’s getting really difficult. I’ve been taking these stupid fucking pills since I was sixteen years old.”
 
 “It sounds hard,” I respond, “but I’m here to help you however I can. Okay?”
 
 “I know you are...”
 
 “I know why I love you.”
 
 “What?”
 
 I’d thought about it long and hard at work today, and she should hear it. She needs to hear it.
 
 “You asked me why I love you before I left for work.”