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She followed me curiously as I led her downstairs and through the kitchen to the mudroom. I pulled out two heavy parkas from the closet, handing her the smaller one.

"Where are we going?" she asked, zipping up.

"You'll see." I opened the back door to the deck I'd cleared earlier. Her eyes widened when she saw it—the hot tub, nestled in the corner of the deck, steam rising from its surface into the cold air. Snow was falling lightly, adding to the effect.

"You have a hot tub? How did I not know this?" She turned to me with an expression of pure delight.

"It was covered. I uncovered it while you were in the shower this morning." I hit the switch to illuminate the underwater lights, casting a blue glow through the bubbling water. "Thought you might enjoy it."

"Under falling snow? Are you kidding? This is straight out of one of those Hallmark movies where the big-city girl falls for the rugged mountain man during a magical winter storm!" She was already stripping off the parka and sweats she’s donned just moments before.

"What are you doing?" I asked, though I knew exactly what she was doing.

Her eyes sparkled with mischief. "Skinny dipping, of course. Chicken?"

I should have felt ridiculous—standing on my deck in the snow, watching a woman I'd met three days ago strip naked for a hot tub session. Instead, I felt something lighten in my chest, like shedding body armor after a long mission.

"Not in the least." I removed my own clothes, trying not to react to the appreciative look she gave my body. "But it's freezing out here. Get in before you turn into an icicle."

She didn't need to be told twice, climbing the short steps and slipping into the steaming water with a sound of pleasure that sent heat rushing through me again. I followed, the contrast of cold air and hot water creating a shock to my system.

The tub wasn't large—big enough for four people at most—which meant our legs tangled immediately as we settled in.Pepper leaned her head back against the edge, closing her eyes as the jets pulsed against her back.

"This," she declared, "is heaven."

I watched her, taking in the way water beaded on her skin, how snowflakes landed in her hair before melting away. Her nipples peeked above the water line, hardened from the chill air.

She caught me staring and smiled, a slow curve of her lips. "See something you like, Colonel?"

In answer, I reached for her, pulling her onto my lap so she straddled me, water sloshing around us. Her arms went around my neck, her breasts pressed against my chest as she leaned in for a kiss.

This one was unhurried, a languid exploration that still stoked the fire between us. My hands found her ass, squeezing and kneading as she ground herself against my rapidly hardening cock.

"Again?" she murmured against my lips, sounding pleased.

"Can't help it," I growled, trailing kisses down her neck to her collarbone. "You do this to me."

She reached between us to wrap her hand around my length, stroking slowly. "I think I'm on the naughty list this year."

"Definitely." I slid my own hand between her legs, finding her already slick despite the water surrounding us. "What should we do about that?"

She gasped as I circled her clit with my thumb. "I think I need some discipline."

The words sent a fresh surge of lust through me. I gripped her hips, positioning her over my cock.

"Let me unwrap my present properly," I murmured against her ear.

I groaned as she guided me to her entrance, then slowly sank down, taking me inch by inch until I was fully seated inside her.The sensation was indescribable—her body gripping me like a silken vise.

"Fuck," I breathed, fighting for control.

She began to move, rising and falling on my cock, her hands braced on my shoulders. Water splashed around us with each movement, steam rising into the cold air. Snowflakes continued to fall, landing on her shoulders, her hair, melting instantly from the heat of her skin.

I leaned forward to take one of her nipples into my mouth, sucking hard enough to make her cry out. Her rhythm faltered as pleasure overtook her, so I gripped her hips, guiding her movements, helping her ride me.

"This is—oh God—" she panted, her head falling back to expose the long line of her throat. "So good, you feel so good inside me."

I was beyond words, capable only of grunts and groans as she rode me, her body clenching around my cock with each downstroke. The contrast of cold air on my face and hot water around my body heightened every sensation.